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Why do I avoid my Finances as a Christian Entrepreneur?

  • Mar 18
  • 4 min read

Updated: Mar 21

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Not sure what’s really driving your money habits?


Take the quiz to uncover your money mindset type and your next step: here





You didn’t start your business to feel stressed about money.

You started because you felt God calling you to serve, to help people, to make a difference.

But when it comes to your finances… something feels off.


You might notice:

  • You avoid checking your numbers

  • You feel anxious when you think about money

  • You put off financial tasks until they become urgent

  • You tell yourself you’ll “deal with it later”


And when you do sit down to look at your finances, it feels heavy. If that’s you, you’re not alone.

But more importantly—this isn’t just a discipline issue.




What’s really behind financial avoidance

Avoiding your finances is rarely about laziness. It’s usually rooted in fear and belief patterns.



You might be thinking:

  • “What if I don’t have enough?”

  • “What if I’ve messed things up?”

  • “What if I’m not good with money?”

  • “What does this say about me if my numbers aren’t where they should be?”



For many Christian women, there’s another layer:

  • Feeling uncomfortable with money

  • Associating financial success with pride or greed

  • Not knowing how to reconcile faith and finances



So instead of facing it, you avoid it.

And for a moment, that avoidance feels easier.

But over time, it creates:

  • more stress

  • more confusion

  • and less clarity


Avoidance doesn’t remove the pressure—it quietly increases it.




Why avoiding your finances keeps you stuck

Avoidance doesn’t just affect your numbers.


It affects how you:

  • run your business

  • make decisions

  • show up in selling

  • steward what God has entrusted to you


You can have the best tools, apps, or strategies… But if you have a bad relationship with money and you’re not engaging with your numbers, nothing changes.



As Scripture reminds us: “Know well the condition of your flocks, and give attention to your herds…” — Proverbs 27:23 (ESV)

In biblical times, flocks represented wealth.


The principle is clear: You can’t steward what you refuse to look at



Avoidance keeps you:

  • reactive instead of intentional

  • uncertain instead of confident

  • stuck instead of moving forward




The Real shift: From Avoidance to Stewardship

The solution isn’t just “try harder” or “be more disciplined.” It starts with a heart shift.


Instead of: “I don’t want to look at my finances”

You begin to say: “I want to steward what God has given me faithfully”


This changes everything.


Because now:

  • you’re not acting out of fear

  • you’re responding in faith

  • you’re creating plan to reach your goals faster










And stewardship isn’t about perfection. It’s about faithful attention.



Smiling woman with glasses and pink flower wears a headset in front of a computer. Text promotes a 90-day 1:1 mentoring program.

This is the kind of work I walk my clients through inside my Biblical Money Mindset program—helping you move from avoidance and fear to clarity and faithful stewardship, step by step.



Learn more about the program here





How to Start Facing Your Finances (Without Overwhelm)

You don’t need to fix everything today.

You just need to start.

Here are simple steps to help you move forward:



1. Identify what you’re actually afraid of

Be honest.


Is it:

  • not enough money?

  • feeling like a failure?

  • not knowing what to do?


Clarity removes some of the power fear has over you.



2. Create a set time to review your finances

Instead of reacting under pressure, be intentional.


Set a weekly “money date” where you:

  • look at your numbers

  • pray over your finances

  • make small decisions


This turns money into a fun routine, not a crisis.



3. Start Small

You don’t need to review everything.


Start with:

  • your bank balance

  • one account

  • one category


Small steps build confidence.


Woman with flower in hair on screen, flanked by tablets with text and charts. Header reads "5-Day Free Fun Money Tracking Challenge."

I have a free 5 day Tracking challenge that could help you with that here








4. Invite God into the process

Before you look at your numbers:


  • pray

  • worship

  • slow down your thoughts


You are not doing this alone. God is not a God of confusion, but of peace (1 Corinthians 14:33).



5. Replace Avoidance with Truth

Avoidance is often fueled by false beliefs.


You begin to renew your mind with truth:

  • God is your provider

  • You are called to steward, not control

  • Growth is possible


This is where real change begins.




If You Want to Go Deeper

If this is something you’re currently struggling with, I’ve shared more on this topic in this episode of Christian Money Mindset for Business Women by Fun Money:



116 “How Avoiding Your Numbers is Keeping You Stuck (And What to Do Instead)”


It will help you understand:

  • why avoidance keeps happening

  • how it impacts your business

  • and how to start shifting into clarity and peace


Listen on all platforms. Listen now on Apple podcast here




Your Next Step

Avoiding your finances isn’t random. There’s a reason behind it.

And until you understand the mindset driving your behavior, it will keep showing up.


That’s why I created a simple quiz to help you identify your money mindset type and what’s actually keeping you stuck. Take the quiz here


You don’t need to keep avoiding this.


With the right perspective and support, you can:

  • face your finances with confidence

  • steward your business with clarity

  • and experience peace instead of pressure


One small step at a time.


Take care,

Raina | Biblical Mindset Discipleship Coach AKA The Fun Money Coach



Connect on IG: @christianmoneymindset



FAQ

Why do I feel anxious about my finances?

Because money is often tied to fear, identity, and past experiences—not just numbers.


Is avoiding finances a sin?

Avoidance itself isn’t the issue, but Scripture calls us to faithful stewardship, which requires awareness.



© 2026 Aurore Global limited (Fun Money habits). 

Raina is a Biblical Money Mindset coach helping Christian women entrepreneurs transform their relationship with money through Scripture-based discipleship. 

 

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DISCLAIMER: The view expressed are those of the coach alone and should not replace any expert advice from your financial advisor, therapist or be taken as commands. The reader is responsible for her own actions.

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