Reset your money mindset: 3 biblical steps to transform your finances
- Fun Money Habits
- Sep 23
- 3 min read
Updated: Oct 22
Here is podcast episode on Christian Money Mindset you may enjoy too.
130 // Which One of These 3 Money Mindsets Is Holding You Back from Financial Peace?
Are you tired of stopping and starting with your finances and business?
Do you feel like living debt-free and actually enjoying your money is out of reach?
If you’re scared to earn more, ignore your finances, or undercharge for your services, it’s time to face the truth: your beliefs about money shape your financial reality. You can’t ignore them any longer.
The good news?
Stewarding your business and managing money can actually be fun, freeing, and empowering when you align your mindset with God’s truth.
Here are 3 biblical steps to reset your money mindset—and start transforming the way you earn, spend, and steward your finances.
Step 1: Recognize Your Current Money Mindset
You can’t change what you aren’t aware of.
Take a moment and pause. What thoughts come up when you think about money?
“I’m not good with money.”
“Nobody can afford my services.”
“I’ll never be debt-free.”
These are all signs of your current money mindset.
There are four common money mindsets, and you may carry a combination of them: Take the free quiz HERE
Poor Money Mindset: You believe money is evil or that being wealthy is bad.
Scarcity Mindset: You fear there’s never enough money to go around.
Greedy Mindset: You think money will make you happy or solve all your problems.
Stewardship Mindset: This is the mindset we want—seeing God as the provider and using money as a tool for His kingdom.
Your mindset is a combination of how you think, feel, and behave with money, and it directly affects your financial choices.
Start here: Join my 5-Day Uncover Your Money Story challenge HERE to dig deep into the origins of your beliefs and uncover the hidden patterns shaping your finances.
Step 2: Reframe Your Beliefs with Biblical Principles
What does the Bible really say about money?
Stop listening to extremes like the poverty or prosperity gospel—they don’t reflect the fullness of God’s wisdom. Money is a tool. It does what you tell it to do. You are called to master it, not be mastered by it.
With my clients, we use practical exercises to identify the lies their mindset is believing and replace them with biblical truth.
For example:
1 Timothy 6:10 warns, “For the love of money is a root of all kinds of evils.”
Paul isn’t saying money is evil—it’s about who you worship. God calls us to steward money wisely, not fear it. Reframing your beliefs with God’s Word allows you to see money as a tool for blessing your life, business, and kingdom impact.
Step 3: Cultivate a New Money Mindset Through Practice
A new mindset doesn’t happen overnight—it’s a daily journey.
The habits that kept you stuck are patterns your brain learned over years.
To shift them, you need faith-based action:
Pray and ask God for guidance in your financial decisions.
Create a money plan based on biblical principles.
Practice gratitude daily, focusing on blessings you already have.
Track your spending, celebrate small wins, and reinforce new habits.
Daily discipline creates lasting change. Over time, fear and guilt are replaced with confidence, peace, and stewardship joy.
Take it deeper: My 90-Day Financially Confident Program walks women step-by-step through this transformation. You’ll uncover limiting beliefs, build strong money habits, and learn to earn, spend, and give with freedom and joy.
Your Next Step
Resetting your money mindset isn’t a one-time event—it’s a process of awareness, renewal, and practice.
Start small with the 5-Day Uncover Your Money Story Challenge to identify the origin of your money blocks. Then, if you’re ready to go deeper, the 90-Day Financially Confident Program will help you build lasting freedom and biblical money habits.
Take control of your finances today. Work with God, rewire your beliefs, and enjoy your money with confidence.
Take care.
Raina | Biblical Mindset Discipleship Coach AKA The Fun Money Coach
