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How I really transformed my relationship with Money (And How You Can Too)

  • Fun Money Habits
  • Sep 23
  • 3 min read

Updated: Oct 22

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How I really transformed my relationship with money


If you are a Christian female entrepreneur or professional who wants to feel at peace earning, selling, spending, and stewarding money, you are in the right place.


Here’s the truth: it’s exhausting to feel anxious about selling, guilty about spending, or overwhelmed when you look at your numbers. I know that struggle personally. I had to transform my relationship with money because I never wanted to live in fear and shame again. And now, I help women like you break free too. So, here is how I really transformed my relationship with Money


My story: from debt to freedom


Through God’s guidance, my husband and I paid off $250,000 of debt in five years and saved over six figures. When I first moved to New Zealand, I arrived with just one suitcase to an empty rented apartment. It was in that season of “little” that God taught me to be faithful with what I had.


That experience birthed my first framework—the V.I.P. financial method, which became the foundation for how we stewarded, saved, and built wealth without losing sight of Christ.


The vip financial method


V.I.P. stands for:

  • value-based spending – focusing on what matters most

  • intentional living – saying no to distractions and yes to stewarship.

  • priority focus – handling the most important responsibilities first


This became our financial motto, a daily reminder that in God’s eyes we are His VIP children.


Here are the five steps of the method:

  1. dream with God – seek Him first and cast vision for your finances.

  2. guilt-free audit – uncover your money story without shame.

  3. shift your money mindset – flip limiting beliefs with biblical truth.

  4. create your money plan – design a flexible plan that excites you.

  5. execute with fun money habits – make stewardship enjoyable and fun so it lasts.


This method helped us pay off debt and save six figures. But I also learned something important: even with money in the bank, my mindset still needed transformation.


When more money isn’t the answer


After becoming debt-free, I still wrestled with a scarcity mindset. I worried about not having enough and undercharged out of fear. That’s when I realized true transformation isn’t just about managing numbers—it’s about renewing your mind with God’s Word.

This is why I created my second framework: F.L.I.P. THE TABLE.


The F.L.I.P. the table method


This method helps you uncover money blocks, rewire your thoughts, and keep God first.

  • find your money blocks – identify the fears, shame, or lies driving your behavior

  • lean on God – remember who He is and who you are in Christ

  • instill new thoughts and habits – replace lies with truth and set healthy patterns

  • pursue God over money – surrender control and trust Him as provider


The result? Lasting freedom.

Because transformation isn’t just about one mindset shift—it’s about daily renewal (Romans 12:2).


What transformation looks like


When you reframe money with God’s Word, here’s what happens:

  • you stop fearing selling and start sharing with confidence

  • you face your numbers without guilt or shame

  • you stop undercharging and embrace your worth in Christ

  • you pay off debt with peace instead of panic

  • you enjoy money without making it your master

  • you model biblical stewardship for your children and leave a God-honoring legacy


Jesus said, “You cannot serve God and money” (Matthew 6:24). These methods help you keep Him first while stewarding resources wisely.


How I can help you


The 90-day financially confident program is the path I designed to walk women through these exact frameworks. Inside, you’ll learn both the V.I.P. method and the FLIP THE TABLE method—so you can earn more without fear, sell with confidence, stop self-sabotaging your success, and start having fun stewarding your business and finances.


You have options:

  • self-paced course – go through the material at your own pace with teaching, worksheets, and live group calls once a month.

  • 1:1 coaching program (with the course included) – work with me directly for tailored support, accountability, and breakthrough coaching.


Both options will help you build peace, confidence, and fun money habits rooted in God’s Word.


Your next step


Are you ready to rewire your automatic responses to fear and anxiety?

Ready to finally sell without guilt, face your finances without shame, and enjoy the calling God gave you?


Book a free 30-minute call with me HERE.

We’ll pray, talk about your goals, and see if the 90-day program is the right fit for you.


This is your chance to finally transform your relationship with money—just like I did.

I am lookinh forward to talking to you.

Take care


Raina | Biblical Mindset Discipleship Coach AKA The Fun Money Coach

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DISCLAIMER: The view expressed are those of the coach alone and should not replace any expert advice from your financial advisor, therapist or be taken as commands. The reader is responsible for her own actions.

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